GrayRobinson attorneys serve as transactional counsel for a number of banks, commercial lenders and financial institutions, broker-dealers, hedge funds and private equity firms, pension funds and insurance companies. We have vast experience in the transactional arena for the banking and finance industry including structuring financing arrangements, mergers and acquisitions, securities-related matters and real estate transactions. In addition we provide counsel on effectively and efficiently planning, structuring and documenting commercial transactions whether more simplified contracts or sophisticated outsourcing arrangements.
GrayRobinson attorneys have experience in various types of financings such as: senior and subordinated debt and loans unsecured or secured by assets such as accounts, inventory, equipment, intellectual property and investment property; syndicated loan transactions including those with sub-facilities such as swinglines and overlines, and single lender lines of credit, revolving credit facilities or term loans; trade finance matters, such as letter of credit, receivable purchase, EXIM and other ECA financings, pre-export facilities, political and commercial risk insurance and factoring transactions; structured finance transactions such as residential and commercial mortgage loans, timeshare loans, automobile loans and consumer finance contracts and equipment loans, airline credit card receivables, insurance premium loans, and sports stadium receivables.
In secured transactions, our attorneys commonly work in securitizations of various asset classes, acquisition finance, asset-based lending, bridge loans, cash-flow loans, commercial paper facilities, debtor-in-possession financing, leveraged buyouts, mezzanine loans, off-balance sheet financings, receivables purchase agreements, standby letters of credit, subscription facilities and working capital lines of credit.
We represent banks and financial institutions in revolving mortgage warehouse loan facilities (structured as sales, repos, participations or credit lines) and whole loan pool purchases/sales and participations for U.S. Government Agency eligible and non-eligible residential mortgage loans, commercial mortgage loans, construction loans, automobile loans and other asset classes.
In addition, GrayRobinson attorneys have experience in negotiating a variety of swaps and derivatives contracts including currency, commodities, futures, equity and credit derivatives, forward traders and repurchase transactions, and government bond options traded on exchanges or over-the-counter under ISDA, SIFMA, CFTC and exchange rules. We have experience in structuring REMICs, QSPEs and offshore on onshore SPEs.
Our attorneys work closely with banks and similar financial institutions, hedge funds, and private equity firms to design reorganization plans and coordinate workouts and loan restructurings. In addition we actively seek opportunities to refer our developer, landowner and corporate clients to appropriate sources of funding.
GrayRobinson attorneys advise corporate trustees, custodians, escrow agents, collateral agents and other similar fiduciaries and non-fiduciaries as well as issuers, underwriters and placement agent in transactions involving the issuance and refinancing of corporate and municipal debt, equipment finance, mortgage securities, cash control systems and repo agreements.
Acquisitions, Sales and Leasing
GrayRobinson attorneys represent banks and other parties in connection with the acquisition and sale of bank owned real estate (and loans secured by real estate), and the acquisition, development, and leasing of bank branch offices.
GrayRobinson represents banks and financial institutions in private placements and public offerings and securities regulatory compliance. Our attorneys have experience dealing with private equity investors and investment banks acting as securities underwriters and preparing the necessary disclosure documents and registration materials for the Securities and Exchange Commission and state securities administrators. Our attorneys frequently assist clients in developing creative means of obtaining financing, including Tier 1 capital common and preferred stock issuances, subordinated debt, and issuances of debt instruments with equity participation features
GrayRobinson has served as counsel for a number of banks and savings and loan associations for many years and has developed expertise in all aspects of commercial lending, particularly commercial real estate financing. We handle all types of commercial and residential real estate transactions in addition to representing companies seeking acquisition, construction, permanent term, mezzanine and subordinated financing. Our attorneys have experience in structuring, documenting and closing securitized and life insurance conduit loan financings, non-consolidation analysis and opinions, commercial mortgage loan defeasance or assumptions, and workout of defaulted loans and negotiation of loan modifications.
In addition to performing legal services on behalf of our lending clients, we actively seek opportunities to refer our developer, landowner and corporate clients to appropriate sources of funding.
Environmental regulatory requirements play an increasingly important role in commercial real estate transactions. We offer our clients proven ability and experience in dealing with local, state and federal environmental rules and regulations.
We have successfully cleared the way for clients' real estate projects to proceed, which had been languishing for years because of environmental concerns, and we have served as environmental counsel to major banks.
* Denotes non-attorney professional